For me, I was before topup fees, so £1200 for tuition, but bump that to 3k. First year housing was about £2700 Second year was about £2000 Third year about £3000 Bills are around £20 a month each, for gas and electricity, but come every three months, food shopping you're looking at about £40 a month, can go less depending on what you buy, if you dont treat yourself and dont eat loads you can survive on less (I usually eat 1 or 2 meals a day, and usually raw ingredients to make stuff myself so it works out a lot cheaper). Over the three years you're now looking at about £20k, whereas for me it's worked out about £12k