Hi, a few days ago i had 3 bikes stolen from my garden, A base ta26, Modified to the max!,A specialized bmx and kona. My mum phoned the insurence company and they gave me the full ammount spent on all 3 bikes to spend on new ones. i chose a t-rex spec 2 the same bmx I had, And a dmr ryhthm. I highly reccommend insurence. Could you afford a new bike if yours get stolen, Pay a few pound a month its well worth it.