[A Line In The Sand]

whos karlson?

I thought that was the name of the guy who started the topic :$

[A Line In The Sand]

I personally feel that this place has become very rigid and as a consequence, quite dry. It actually reminds me of section7 and the reasons I stopped using that forum.

You're right! People are banning, closing and warning people so much, citing minor yet incontestable breaches. It seems like the forum's here for the rules now, instead of the rules being here for the good of the forum.

Karlson, you're inflamatory, elitist topic sucks, get rid of it, get out of your own arse, and stop being part of the problem!

[A Line In The Sand]

I don't like this 'don't even think about contesting it' thing. For one, the moderators are human, so they make mistakes. If they get it wrong, and interpret the rules wrong, why should that not be contested? A moderators job is to enforce the rules, and if they are seen to be wrong about the rules then that should be contested.

The most immature thing about this forum is the way the moderators, especially karlsoneverret in this thread, consider themselves above the rules, by saying that their interpretation of the rules cannot be contested and is final. It sucks.

Karlson, you want the rules to be followed more? That needs respect for the rules. YOU are not the rules. You just interpret and enforce them. So you can be wrong. To promote respect for the authority around here means not you saying 'don't contest my decision'. That's all wrong.

Edit to add: I've been here from the start, so I know what it's like to have been a member here all this time. The way the mods are treating members is IMHO a contributory factor to the problem you describe!

[Icelandic Bank Bailout]

Yea, I can see why they'd do it obviously. And in that vain, maybe the people who are stupid enough to think "ooo, double base rate - must be safe" deserve to lose their cash. If I had a load of cash right now I'd be spreading it as thinly as possible between the sensible sounding banks.

Hongkong Shanghai Banking Corporation seems to be the best bank, only seen nominal falls in their share prices unlike the others which are now rock bottom. Contrary to its name, HSBC is Scottish origin, on a completely tangential and unuseful note!

But yeah, enough of this shit, I don't even ride trials any more (so why do I still hang around here!?) but tonight we're (3 of us) going xc riding with our new lights. Total 120 watts bright white semi-focussed light shining form the helmets forwards - must remember not to look towards approaching cars!

[Icelandic Bank Bailout]

That's true. Too many people read the Daily Mail (amongst other fine publications). Rather than pumping money into these institutions (granted some are actually in serious trouble rather than media-induced panic-selling, in which case they're properly f**ked) they get scared and pull their cash out. Institution shits itself, frozen assets, more media coverage (then no other company will touch/support them), bye bye company.

EDIT: I use too many brackets.

EDIT2: Northern Rock is the safest place for your cash at the moment, but I don't think they can take any more deposits.

So what can you do besides hold a cash buffer? It's no use trying to be a samaritan and propping up the bank with your savings; quite frankly a don't think any of use are rich enough! Right now the cash is much more sensibly held outside one of these institutions, just in case it becomes inaccessible.

It's game theory.

Right now we have a situation where the logical thing to do would be to hold cash. But if that happens everyone suffers, becasue the banking system collapses. So everyones personal motives conflict with the motives of the population as a whole, who need a working banking system. What is the likely outcome of a situation like this?

Read up on game theory and find out

[Icelandic Bank Bailout]

Yeah, but if anyone withdraws their money from UK banks, the financial system will collapse. So that means no pay for workers (after all you’d have no bank account), but there'd be very little work anyway (no industry, no trade etc). It would be curtains for the UK for a loooong time.

EDIT: And then there'd be super-inflation due to a shortage of goods, people hoarding etc.

Yeah, it would be bad. But bad consequences is no safeguard against it happening is it!?

People are nervous out there, and lots have already lost money due to a bank failing (see topic!). If it got out that a UK bank was in serious trouble, you can bet your ass people would be out of there like a shot.

[Icelandic Bank Bailout]

Although anyone who puts "my money safely under my bed" deserves whats coming to them for being stupid. In times like this inflation means that even though they have the physical money, it's becomes rapidly worth less and less.

True but interest rates are also low, so putting it in a bank hardly inflation-proofs it.

Weighing up the risk of not being able to buy food, or more likely petrol to get to work, as opposed to the cost of the interest at 5% of a few hundred quid... I'd say it was worth it. And i'm not trying to instigate a run here. But should your debit/credit cards stop working for a few weeks while a bank gets taken over, could you all carry on, really?

For the cost of about 1p in interest I know I can!

[Icelandic Bank Bailout]

It depends whether the company is incorporated in Guernsey as a standalone business, which technically Landsbanki (Guernsey) Limited is. "Guernseyites" (hehe) aren't covered in this case from a legal perspective although there was some discussion of the UK government stepping in and assisting.

If banks such as Lloyds, Barclays etc go tits-up, then Guernseyites are fine in theory (as the UK will cover it). To be fair though, in reality the UK government will be rather f**ked if any of the major banks go down. The deposit guarentee is to stop mass panic and people withdrawing their money.

Yep, as soon as a critical mass of cash machines stop working there will be a run on *all* banks, as people begin to fear that they wont be able to get at the money in their account, and withdraw say £500 each 'just in case'. There is not enough physical cash for that to happen, so more ATMs run out of cash, and the problem worsens!

The deposit guarentee serves to raise this initial triggering threshold of unworking cash machines, by giving people reassurance that they will *always* be able to get at their money.

Do you believe them?

BANK RUN!!!

[Apple Or Pc?]

You ever used a Mac trackpad? I got to the point with mine when doing vectors, that I could move it as little as 1 pixel. I've never used a PC trackpad which has been any good, the feedback of them has always seemed all wrong, but the Apple ones are a completely different story.

Bah I can move mine half a pixel.

(edit: It's a PC)

[Visiting London]

One of the funniest posts i've seen in a while. LLOL = literal lols.

[Apple Or Pc?]

Gimmick in what way? I love your ignorance and how dismissive you are of everything.

How many mice appear on the screen = x

How many 'touches' are useful = y

x = y

The above is irrevocable mathematical proof that macs are crap.

[Icelandic Bank Bailout]

What's the capital of Iceland?

About three pounds fifty.

I heard Icelands assets are

frozen

.

[Apple Or Pc?]

I can get stuff done quicker on OS X, that I am sure of. So that's why I like it.

I'd love to see you. We should race sometime.

[Lg Viewty Sell Off]

VIEWTY

[Apple Or Pc?]

It just renames them, why is that so much of a big deal, the music is RIGHT THERE on the iPod, what else do you need to do to them!?

You still don't get it. I know it works. I've used an iPod. It's just that, why does it do it? Why, when I'm at a mates house, and he wants a copy of my (non-copyrighted) song off my iPod, can I not just connect it up and use the file explorer of the OS to move the file across. Why do Apple insist on bloating everyones (apple and windows) computers with software to transfer music files to the device? Every OS already has a file manager. It's silly and frustrating.

If Apple's OS are so shit to use why have windows changed all of there flag ship OS's GUI's and menus to replicate/take influence from Apple's current OS's.

As hardware advances and is better able to cope with animations and graphics it was the natural progression for all OS's to incorporate these things over time. IF there was any actual sign of plagiarism of ideas by Microsoft do you really think Apple wouldn't have sued Microsoft for IP infringement?

Or are all the guys at Apple just so cool they thought they'd let it slide?!

[Apple Or Pc?]

But I already have the music on my computer, why do I need to look through my iPod to find it? and if you want it off that bad, grab a copy of iPodRip and chuck it onto the iPod, then whenever you need to get your music off the iPod, you just launch iPodRip, which you already have to hand ON YOUR iPod, and take it off.

Or am I just being too logical here?

The logical thing to do would for Apple not to convert the files!!! Why can;t you see that?! You're saying you just have to do this and just have to grab a copy of that.

It's purely Apples proprietary and closed way of doing things that makes this necessary and that's what makes enough people mad, having used a pc, to call a Mac simply shit!

[Apple Or Pc?]

ermm you can use msn on mac's though...

Ok bad example, but you know damn well the point still stands. It's hardly convenient or even really relevant that you can 'just' dual boot to get Windows functionality on your Mac computer.

[Apple Or Pc?]

Which is another part of Apple Inc's genius.

Marketing, something Apple excel at.

The only thing Apple excels at, and the only reason they're still around.

Or you could just dual boot it?

Why the f**k should I dual boot though? Why can't apple just allow it to happen? You're doing a pretty poor job of defending Apples policy here by saying that you can 'just' dual boot. So that basically every time I want to log onto MSN messenger I have to shut down the computer and boot into Windows. What a joke. Apple should just allow it and stop being awkward.

Open platforms are the way forward, where everyone can contribute programs (in windows) and even to the OS (linux). It means these platforms stay at the leading edge of what computers can do, keeping them as useful as they can be. Apple will soon find themselves falling behind Windows and Linux with only the Apple devs able to write stuff for the platform.

[Icelandic Bank Bailout]

What a f**king fraud, you can even see the fingerprints in his fins.

HE'S NOT EVEN f**kING REAL!!!

[Apple Or Pc?]

I've only owened my own Macs since 2003 wish I had used them for longer

Oh and right click... have you used an Apple computer in the last what... 2.5/3 years? Even if you still have a one button mouse you just hold control, and for laptops, you just put two fingers on the trackpad and click (you also use two fingers to scroll). Not really that much of a pain in the ass.

Why didnt they have it from the start then? Dare I say it.. they're just catching up!? Yeah it's s simpler interface, apparently, but at the end of the day it's like Brio instead of full blown Lego. It's for the retards of the world who like pretty icons for eveything, like to click around with no repercussions as to what it might f**k up, and no real control over the complex system which they are using.

While for retards it might surfice, for people with more of a brain and less of a 'creative 'talent'' it is just plain bollox.

This is not my humble opinion.

[Post Your Desktop Background]

[What Are You Listening To?]

I'm f**king... yeah

[Icelandic Bank Bailout]

Guys, pingu is to blame.

Love,

Timmsy

[Icelandic Bank Bailout]

My last post was complete bullshit BTW, icesave are FSA, so the savers are covered. Someone in here said they weren't and I believed!

But anyway...

Yeah it's local govornment that's going to lose out, and you have to feel sorry for them (and us by proxy!)...

While Mildred and Ethyl and the man on the Clapham Omnibus had the choice of investing in the icelandic banks or not, the LG's did not have the choice. The Local GOvornment Audit commission slates them for not getting the best return on investment on money they held, so for them it was a case of damned if you do, damned if you dont.

[Icelandic Bank Bailout]

Also alot of the Icelandic banks are actually UK licensed (Kaupthing for example) so they are protected under our £50k garauntee anyway. The only bank I know which isn't is Icesave. Considering most people who deposited in these banks wouldn't have known which were and which weren't UK licensed and therefore covered, I would think it extremely unfair if only half were reimbursed and the government stuck two fingers up to the other half.

On the contrary, I consider it extremely fair. It is the fairest thing to do.

If someone is investing £100,000 of their money, they should pay some attention to where they are putting it, especially if it is a large proportion (all) of their total savings.

You're wrong saying that these Icelandic banks have not been considered risky a while. The cost of insuring against the risk of these banks defaulting on debts has been higher than for most banks for a while. A quick google search would have revealed this, in plain and simple English.

Why should I pay for someone elses stupidity?

But as I've said, this isn't even on the cards anyway, its the FSA fund that's going to re-imburse savers, not taxpayers per-sec. But why should IceSave(ers) have access to this fund when IceSave didn't contribute??!!