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inzane_2

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Posts posted by inzane_2

  1. Just remember that T-Mobile and 3 share network infrastructure under a group called MBNL. So if T-Mobile signal is good then so should 3. There are plenty of coverage maps around using real data and it would be sensible to look on OFCOM's website or for signal coverage.

    Orange and T-Mobile is only a 2G signal share so download speed can be limited if using the internet on mobile broadband. Obviously due to the above contracts and creation of MBNL means that it will be complicated to share T-Mobiles 3 G network.

    All this is available on the operators website's and there are coverage checkers available on their own websites.

  2. If it was me, I would always take my dog to the vet just to check it out anyway, I know its expensive but would you ever want the dog to suffer. At the end of the day its upto you, if the mutt is happy, not licking/bothered by it see how it goes for a couple of days and keep checking it. you dont have to go vets straight away

  3. Most car subs and amps are actually 2ohm or 4.

    Anyway, that doesn't matter! He's powering an amp off the pc supply, not the sub directly. It's only the amp and subwoofers impedance that need to match. And again, being in only either 2 or 4, they'll still work fine, just maybe notice a slight power drop!

    Edit: I got round this the easier, and cheaper way! Get yourself a cheap car battery, and a cheap battery charger that will do a fast charge! Wire the amp off the battery, and have the battery charging constantly. Should work fine! That way, even if you have a power cut, you still have music! ;)

    Nice thanks for that!

  4. mechanic on the fleet side, which hopefully takes the sting out of car issues.

    I fully intend to overpay, but my main issues is, I cant guarantee that i can afford to overpay,after all bills, id have £700 of basic pay left, which should sort me out fuel, food and another £450 for general living, but im all to aware I will be wanting to do stuff to this house, and itd be all to easy to end up with sod all each month for like 3 months if i wanted a new tv, and a bathroom suite. if i upped my mortgage payments to £500 for a 15 year term, id only have £250, which means something like a new combi boiler could skint me for 6 months!!!

    My mortgage gives me the options for holidays where I can take a break on the mortgage if things go wrong, or need improving. Either way sounds like you'll be fine. Just do a comparison and watch the interest levels you pay in difference, it may give you a good idea which will work best for you!

    Gd luck, its not easy being a house owner! I spent ages running around fixing leaks when I first moved in to mine!!

  5. have already looked into this, along with other options, and ive figured 25 or possibly 40 (since i have now started looking at 3/4 bed places, i.e places i wont need to move from) is a more sensible term for the mortgage.

    as it gives me way more flexibility with my life. Im looking at mortgages, which let you make overpayments of £500 per month. so i can always pay off more if i can afford it, (if work is good, and i have a lodger in, I can make overpayments way past this, but i can just stick that lot in a savings account, which will be paying near enough the same as the apr on my mortgage) but it means if i dont get a lodger, or work goes crap(or even i lost my job) I could still afford to pay the mortgage and bills by going labouring/packing or whatever.(not to mention, the current one ive looked at, if you make overpayments, you are then allowed to make underpayments to the same amount till it balances out if needed).

    Also means if i have a big unexpected bill come up or the like, I can just stop overpaying for a month or 2.

    My deposit is already in place too, my shares are staying in share plans atm, just saying that hopefully at the end of the fixed term, whatever is outstanding, will be paid off by whatever i own in shares.

    If your going to over pay anyway you may as well take it over a shorter time. Then at least you have the option to over pay more.

    I have also found its not easy to set up overpayments, lol - not that I have tried hard and if I over pay more than 10% my interest rate changes...

    With bills and mortgage I planned in to start off with about £100ish a month, I found that this was too small for buffer and often found myself with nothing left.

    Also worth remembering any car payments, once a big bill comes at once its a real blow to the old bank!

    You have obviously brought the right share plan... they wanted me to buy shares that cost £1.73 for £3 something... what do you do for BT

  6. yea, im putting 30k down, but only borrowing £55000. over 25 years, id be paying £280 at 3.69% fixed for 5 years.

    im kind of messed up with regards what to do, because in all honesty i could have the thing paid off at the end of them 5 years.

    I currently own 16000 shares in bt via employee incentive plans.

    part of me says go with the fixed,because i know, from now till im 28(in reality itll most likely be 29, buy the time this lot is all signed and sealed) i know how much ill be paying per month.

    but then a tracker mortgage is rather appealing at the moment, what with the low rates, but then if the economy picks up, the interest rate goes up. of course the flip side of this is, if the economy picks up, my shares should do the same, and im never going to end up owing more than i do now, and 16000 x 3 = 48000, which is only 7k short of what im borrowing.

    If I was you I would cut the term down, do a 15 year, you would make less interest payments and when you look to expand your house in a couple of years you will have lots more options because you will own more equity in the house.

    Mortgage is 423

    council tax is 120

    elec is 68

    gas is 60

    water is 32

    TV licence is 12 quid or so, but when you get it first they make you pay double for the first 6 months!!!!

    Everywhere is different though!

    BT shares paid my deposit too, I was in the sharesave scheme but then the price dropped and just took all the money out of them.

  7. What exactly are you trying to do with it, there must be some new PBX which you may find that you can make better use of...

    How many lines do you have incoming?

    Are you looking to increase the amount of phones you have or the amount of lines that are available.

    Also are you looking for IP based functionality?

    I personally would look at the BT versatility telephone system (http://business.bt.com/phone-services/office-phones-and-systems/versatility/?s_intcid=btb_intlink_biz_home_Var0_P4_Versatility)

    With this system it is easy to add functionality as you need it, you could also put your internet over this and make use of Voice Over IP, meaning you can take a configured handset from your office and use it anywhere there is a broadband connection...

  8. if you dont know what it is go to the doctors, you can read all sorts of things off the internet and we dont know weather they are right or wrong...

    The NHS is free. Look on the internet after your sure what the problem is.

  9. Just rang them up now, and they said that, "we havnt finalised the groups yet, but you will either be starting on the 11th (monday) or the 25th (2 weeks on monday)

    If im startung on monday, i will get a letter this week saying so, ifnot, then il be starting on the 25th..."

    Awesome.

    I came on in august for bt as a transmission engineer, brilliant choice

    As for the carillion thing, i would say give them a ring! you wanna sort it out soon!!

    Jono

  10. If theres been storms then the router is probally bust! if you have ADSL then you should always get sync! if you cant get sync then try another router, if that dont work try ringing your ADSL provider

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