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CalRobbo341

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Posts posted by CalRobbo341

  2. Tax And Driving Lessons

    in Chit Chat

    Posted

    I didn't do an intensive course but had 2 or 3 lessons a week and I had passed my test within 2 months of turning 17. Don't do what my sister did and had like 1 lesson every 1 or two weeks, lost motivation and lost all skill. She still hasn't passed, and she's like 27 or something. She did have a massive gap inbetween but still, get it over and done with :D

    I had 17 lessons in the end, got the card on my "cool board" infront of me

    My sister has just started again last night, thats why see didn't want to sell her car to me, I will be doing them as often as I can too, first lesson is somewhere in the week of the 19th November, purely because I have to wait for my provisional.

    As for cheap insurance - buy a van... I'm insured, on my own policy, on a 1.9 turbo vauxhall vivaro. Fully comp. At 17, with no no claims. For £600 a year. Commercial vehicles are VERY cheap to insure.

    I always wanted a van, purely so you can put your bike in the back, and go where you want, then I rememebered you can do that with a car too :P

    Which insurance company are you with if you dont mind me asking?

    +1

  5. Giffgaff

    in Chit Chat

    Posted

    Go to settings look for Wi-Fi, Turn off.

    I would rather use my wi-fi though....

    Yes I know but when I am out and about I would like to use it, also just tried that and it doesn't seem to work?

  6. Giffgaff

    in Chit Chat

    Posted

    I have had a small search around through the forum and through giff gaffs community thing and I can't find that much stuff.

    Guess I should start with that I have a blackberry bold and today I bought a £10 goodybag without the blackberry add on thingy.

    So what can I do with unlimited internet and how do I connect to the internet, not my wireless, currently on this.

    Main thing I want to be able to do is Facebook, Twitter, Whats app and the browser.

    I understand that next month I may aswell buy the bb add on to get bbm and emails.

    Thanks.

  13. Tax And Driving Lessons

    in Chit Chat

    Posted

    On a first car, the cost of insurance for a year alone is likely to cost more than the value of the car. If you keep the car for 4 years, the cost of insuring it could easily be £6-8k. Getting a bargain car for £500 rather than £700 is insignificant if it's more expensive to insure.

    Are you saying it will be cheaper to insure a more expensive car? I mean it kind of makes sense, I can't really gather where you are coming from.

    Aye, My mate bought a Saxo VTR 1.6, Without checking the insurance and he was 18, He ended up forking out 3k on his parents insurance haha

    Bloody crazy!

  15. Tax And Driving Lessons

    in Chit Chat

    Posted

    Currently learning to drive myself at the moment im 17 too, but stopped having lessons for a while cause my instructor was messing me around with courtesy cars and stuff. Someone crashed into me on one of my lessons, they thought they'd use me as a brake at a round about :ermm: Sorting a new instructor out now as its half term!

    Stupid people! Good luck dude

    Id advise to check insurance prices on one of these if u haven't, Very pricey to insure due to all the chavs that own them (Y)

    It's bound to be pricey whatever I go for in the end.

    Didn't think to start looking about insurance. Shall do now!

  16. Tax And Driving Lessons

    in Chit Chat

    Posted

    Yes, was out in the car, just going to the shops talking about it, they said it would go up by for me, 17, £1000. Pain in the ass!

    Good news is that a mate is selling his saxo, £500ish, 84, 000 miles, see him on wednesday so will discuss with him!

  17. Tax And Driving Lessons

    in Chit Chat

    Posted

    I learned in my parents ancient fiesta (just driving around with my dad on a provisional licence - did quite a lot of hours in it), then had 10 lessons and passed. Then my parents got a 106 for me to drive, which I crashed. Still feel guilty about crashing it, and for the poor folks I crashed into. ARRGHG. so stupid :(

    Ahh, I thought they would provide a car, hence the cluelessness, seems like the more 'correct' thing to do, go in an emtpy car park and just practice until I feel ready?!

  18. Tax And Driving Lessons

    in Chit Chat

    Posted

    Copy and paste the tax code on your pay slip into google.

    Aye!

    I did a crash driving course thing, 10 x 1 hour lessons over a week, then the test on the weekend. Passed and totalled my (parents) car 8 days later >_<

    Apart from that thought, I'd say its worth it. Loads less hassle and you can just get it over and done with. As long as you dont drive like a fanny afterwards.

    What you did the lessons in your parents car, or once you had passed you crashed?

    Going to do some adding up ect.

    Did you have a job before/second job could be one reason you got charged emergency tax. Or done any over time? On my apprenticeship I was charged 20% on my overtime.

    Nope, as before, just need a form from work and get that before next payday and everything should be sorted!

    Also it's a no go on the 106, she says she wants to keep it?!

    Best get on auto trader!

  19. Tax And Driving Lessons

    in Chit Chat

    Posted

    Aint no 'L' in my tax code, and it kind of does, I didn't know tax was so much, pretty silly to be honest..

    Step dad had something to talk about it, did research and made a call, turns out I need a P45/46 form from the finanace person, and need to do it before next payday!

    Thanks for the help I guess, and going to speak to my sister about le 106!!!

  20. Tax And Driving Lessons

    in Chit Chat

    Posted

    2 Part topic so please read both?

    Some of you may know that I recently started an apprenticeship, and Friday was payday, all good. The day I started, 24th September was like before payday so I didn't get paid at all and told I would be paid next month, (now). In my account went in £801, where as I was meant to get £1066, because of the few days I did when I started, make sense, I hope so?

    But then because of tax and national insurance it went down by £265, hence the £801. I am sure i'm not meant to be taxed until I am 18? Or until I have been payed a total of £5000 or something along them lines?

    My family is telling me it is emergency tax, which most likely is, so what can I do about this? The money went in on Friday, after work and my payslip then was at my house when I got home, so can't speak to work about it until Monday. I know when I finish my apprenticeship I will get the emergency tax back, but to be honest for the 4 months until I am 18 I would rather have the emergency tax in my bank gaining intrest or being spent.

    Someone give me a hand, is there someone I can email/call?

    And part 2!

    Seeing as I have money going in my accout I may aswell try and get my driving lessons done, there is a Peugeot 106 on my drive, owned by my sister, who can't drive and hasn't done a lesson for over 2 years.

    I could buy that off her now, or at least ask, and then I know I have something to drive, when I have finished lessons and can afford this ridiculous thing called insurance.

    Would it be better to save up most of my wonga and do lots of lessons for say 15 weeks, average time to pass? Or go on one of these crash courses? I don't know that much about them so don't know if it would make it cheaper, quicker or maybe even easier? idk.

    Who I would do driving with if you want any info - http://chriskellydrivingschoolnw.co.uk/

    Thanks :ninja:

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