Mr Dave Posted January 8, 2006 Report Share Posted January 8, 2006 (edited) Helloquick question, whats the rules about fully comp insurance?My situation - You have a pug 306, and are a named driver on fully comp insurance, you want a mini too, but dont want it as a everyday car - would be driven on weekends for example. So If your dad got insured on it - very cheap - good - as it would be modified, does that mean as long as your 306 isnt being driven you can drive it, and be insured tpft ????please explain Thanks very much Dave Edited January 8, 2006 by Mr Dave Quote Link to comment Share on other sites More sharing options...
Prawny Baby Posted January 8, 2006 Report Share Posted January 8, 2006 yes, yes it does!its not entirely honest..... but i was planning on doing it myself....its entirely possible that you dad (probably being much older!) could insure a modified mini for relateively little, and if you had a policy on another more mundane car, you WOULD be covered 3rd party to drive 'his' mini.....technically you would be insured, although im not sure what would happen in the event of a claim! Quote Link to comment Share on other sites More sharing options...
Haz Posted January 8, 2006 Report Share Posted January 8, 2006 Your dad (or anyone for that matter), can only have no claims on one car, so it will be cheaper, but not as cheap as it could be. Quote Link to comment Share on other sites More sharing options...
Mr Dave Posted January 8, 2006 Author Report Share Posted January 8, 2006 (edited) OH YAY YAY lol funny how the trials forum mini inthusiast (sp) should post first Haz - i dont think thats intirely true, my parents sorted out my insurace for me ( i payed) and they said, the companys trasfered 1yr or somthings no claim bonus on to my car or somthing, i dont understand any of it Edited January 8, 2006 by Mr Dave Quote Link to comment Share on other sites More sharing options...
Haz Posted January 8, 2006 Report Share Posted January 8, 2006 That's what my rents insuranc companies said, I think they tried different companies aswell. It would still be cheaper though as he's a more experienced driver. Quote Link to comment Share on other sites More sharing options...
sfboy Posted January 8, 2006 Report Share Posted January 8, 2006 You would need to be insured fully comprehensivly to drive cars other that your own with the owners permission (this is only on some fully comp policies). Fully comp doesn't cover the car the car it only covers the named drivers, you can get insurance to cover a car for all drivers but that's called something else.Just ask them on the phone I'm sure they'll give you an honest answer. Quote Link to comment Share on other sites More sharing options...
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