Fund Your PayPal Account PayPal gets money from you to send to a recipient in one of three ways: Deducting the funds from your PayPal account, if you have a large enough balance. Deducting the funds from the bank account you linked to your PayPal account. Charging the credit card you linked to your PayPal account. Link a Credit Card to Your PayPal Account Using a credit card may provide extra purchase protection, as your money should be protected by your credit card company as well as PayPal. Go to PayPal and sign into your account. Click on the "Add Credit Card" link. Fill in the requested information. Click "Add Card" at the bottom of the page. Link a Checking Account to Your PayPal Account Do not link your PayPal account to your primary checking account. If something goes wrong, you do not want to lose your rent money! Gather your bank information, including your account and routing numbers. Go to PayPal and sign into your account. Click on the "Add Bank Account" link. Fill in the requested information. PayPal will make two small deposits to your bank account, approximately three days after you enter the information. Check your bank statements for the deposits. Return to your account page and click on the "Confirm Bank Account" link. Enter the amount of the deposits to confirm the account. Once you've linked an account to PayPal, you can click on the "Add Funds" tab whenever you'd like to add money to your PayPal account.