Mr Plod

Haha just opened it up to find this! haha

You lied! They're only open Monday to Friday Got a quote with HIC for £1900 on my own policy with dad as additional driver so it's not all bad That was over the phone as well... and to my own address lol

Got a number?

Yeah I suppose. But theres always gonna be that fear that I'm gonna hit someone and it's gonna bugger me up... Plus all the other idiots on the road that drive around with no insurance isn't going to help. Guess I'll just go with my own policy but to my brothers address so it's coming up sub 2k and I'm sure I can get it for cheaper if I phone them up. Cheers guys been much appreciated.

So It'd have to be me on my own policy...

Yeah exactly. How are they to know? If I have a smack in it and claim, how are they to know if I've been driving it alot. There's no way to prove it...

Well I'll phone them upto check. So far kwik fit are the cheapest with my mum as the policy holder and me and dad as additional drivers (My mum has a license but doesn't drive at all so it's ideal really). Will phone some companies up and get it sorted. Cheers for your help guys

I'll be the main user yes as it's my car. But my dad would drive it from time to time... He uses his van for work yes and it is sorta the main vehicle as well in the sense he uses it to do other daily activities. I'm going to phone some companies up now so any recommendations? Cheers for the help so far

Thats fair enough. I was just using sites like money supermarket and so on to get a rough idea. I will be phoning up but was just curious thats all. I'm 20 as well so why would you recommend calling HIC? Are they specifically good for insuring minis and so on? Just trying to see whats the best out there and what you guys would recommend.

So according to that first one I'd have to put he has 0 years NCB... So in a sense the only way he can use that 7 years NCB is if he was to sell the van and transfer the NCB onto the mini policy or just use the 7 years from the van and transfer it onto the mini policy and start with 0 years on the van again...

Doesn't matter too much about the claiming... Just confused as to the fact that I'm unsure if I can add his 7 years no claims bonus onto the policy details. I can see where you're coming from Tomm and it does make sense unfortunately . If he was to put the 7 years NCB onto the mini policy then when he goes to renew his van insurance he might not be able to put that he has 7 years NCB as he's already put them down on the mini. I'll be ringing the insurance companys up tomorrow anyway just to make sure but I just wanted a rough idea of what was correct or not. Like I said, I can get the policy in my own name to my brothers address for £1400 so it isn't all bad and I'd be happy to pay that if I can't use my dads NCB

Haha don't tell me that! £800 is what I'm after! And I know. haha Worst comes to worst I can do it to my brothers address and get the cost down to about £1400 so it's not all bad. Still better than the £3000 i was getting for fiestas!

So I can put that he has 7 years no claim discount?

Hey guys. Bought my Mini Cooper earlier and will be picking it up next Saturday so I'm looking around for quotes now. I'm on Money Supermarket and I've entered my Dad as the policy holder and me and my mum as a named driver. Now me and my dad are at a disagreement as he drives a Peugeot Partner van and has 7 years No Claims Bonus. Now he seems to think that I can't enter on the policy that he has 7 years NCB as he still owns and drives the van... So he seems to think because he stills holds a policy on the van and so he'll have put 0 NCB on the policy... (I hope I'm making sense here). So he'll have his policy with the van which has 7 years NCB but he can't put that on the policy details as he'll still be running the van policy. So yeah basically... Can I enter his 7 years NCB onto the policy details or doesn't it count? If I can then my quote comes out as £823 whereas if I can't and leave the NCD as 0 then it'll shoot upto about £1809!!! So a quick answer would be much appreciated please as I want to get a policy sorted. Cheers guys and I hope it all makes sense lol

I'd like to: Start running and just generally keep fit and start bulking up abit more (So I might have a chance for when I apply for the LFB). Get a car at last! Get my motorbike license after years of saying I will... Start looking after my money. Actually ride my bike and try to get better at Trials! And my goal is to actually get my start date for the Metropolitan Police and start...

I was comparing the new ZOO! bars to the Max bars the other day on Tarty and I know alot of you said that the Max bars were comparable to the old style ZOO! bars with more rise but according to tarty... they have the same amount of rise as the 07 ZOO! bars? Zoo: Up-swept shape with 20mm rise Viz: Up-swept shape with 20mm rise Any explanation here as I quite liked the rise the old zoo's had so if the Max bars match that rise then I may well get a set of them... Cheers

Wtf! Looks like she's been snapped in half the way her back is! Some of these girls are ridiculously thin!

Haha I resent that comment!!! Next week I'll deffo love a night time ride... I've still got the journey home to do and I get a feeling I'm going to end up under the wheels of a bus or sumit haha...

f**k that! I came off my bike 5 times on the way to work this morning so I had to walk into work meaning I was near on an hour late! Dunno if tonights gonna be on? If it is then it's going to be seriously slippy unless it somehow miraculously clears up by 7pm? Will check back later on to let you know if I'll still be attending...

Holy frigging christ I just stepped out my door a minute ago and its absolutly BLITZ!!! Tomorrow night should be a bit ledge haha

Not yet I'm afraid. This isn't at all like Nick

Awesome i'll try be there. Who else is in so far?

This happening still? Lol. If so what night? Winter riding by the thames and so on ***! Lol

I'll probably go? Need to get back into riding now I've decided not to quit...

Oh yeah just the rims. The spokes and hubs are staying black... and thats the only thing I'll be changing except maybe a better front brake...