Ford Ka! +Great mpg on motorways, fun handling, piece of piddle to park,, i've easily got a mod a stock and two people inside, mush easier and cheaper to find parts for than a french car... -Pre 2oo1 models need a bit of pushing to get any speed out of them having only 59 bhp, newer zetec models have an extra 10ish bhp and are a bit better With pass plus my insurance (aged 18+0 no claims) is just over £1000 tpft, easily less than anything else in your list.