Papa Manual

If that doesn't work, heat up the cranks with a blow-torch and then try.

I believe that is what he is insinuating. I think if you clear some stuff it should be fine.

Watch/read this, jeb-ends. I wouldn't worry about the price of fuel next year or the year after! EDIT: Google 'peak oil'.

I couldn't find the one I'm after, but this will do. If it interests you, read this. He predicts the current financial crisis and it was written in 2006 (although he said it wouldn't be until 2010ish).

Well, if you reckon you can be that quick .

Pffft, I can have sex on a beach and not go to prison (well, probably not!).

I'd guess the fuel capacity of a Ford Focus is about 50 litres, so that works out at 19 pence. Shiiiiiit. That's cheap. Edit: Aha, you beat me to it. Yeah, 53 litres in a Ford Focus it seems.

20p in Dubai I'd guess.

Sweet. I'm the same when I'm travelling about, bigger the shit-hole, healthier the wallet .

Try here. I know a couple of people who'e stayed here. Bit scummy, but cheap.

True, but it gets to the point where if they're really desperate they whack up the interest rate to attract the masses (who don't hold my view).

I'd stick everything in low risk/low interest at the moment as a bank offering base-rateish interest rates are probably reasonably comfortable. In any financial climate I'd be asking why a bank/investment company is offering double base-rate on small deposits. Anyway, enough of work and TF, time to ride . EDIT: Oh yeah, investing in oil/petrol is a good idea but I think it may go down as low as $50 a barrel if things carry on. That's when I'm buying.

I will indeed read up on game theory, although at a glance it looks like my worst nightmare. Economics/Maths URGH! Anyway, trying to avoid redundancy myself so over wiki-ing probably isn't prudent. I post here by typing into word and pasting it over when I'm done hehe. I will check it out at home. I see what you're saying, but I don't agree with your argument as if you pull a buildings foundations out it collapses. You may have the foundations (ie money), but what's the point in having them if you can't do anything with 'em? No financial system and you may as well just burn your cash or use it as bog-roll. I think you just have to plan more effectively where you stick your cash at the moment and avoid institutions that offer dickheadedly high interest rates as it's an indication that they're in the shite.

That's true. Too many people read the Daily Mail (amongst other fine publications). Rather than pumping money into these institutions (granted some are actually in serious trouble rather than media-induced panic-selling, in which case they're properly f**ked) they get scared and pull their cash out. Institution shits itself, frozen assets, more media coverage (then no other company will touch/support them), bye bye company. EDIT: I use too many brackets. EDIT2: Northern Rock is the safest place for your cash at the moment, but I don't think they can take any more deposits.

Yeah, but if anyone withdraws their money from UK banks, the financial system will collapse. So that means no pay for workers (after all you’d have no bank account), but there'd be very little work anyway (no industry, no trade etc). It would be curtains for the UK for a loooong time. EDIT: And then there'd be super-inflation due to a shortage of goods, people hoarding etc.

Although anyone who puts "my money safely under my bed" deserves whats coming to them for being stupid. In times like this inflation means that even though they have the physical money, it's becomes rapidly worth less and less.

It depends whether the company is incorporated in Guernsey as a standalone business, which technically Landsbanki (Guernsey) Limited is. "Guernseyites" (hehe) aren't covered in this case from a legal perspective although there was some discussion of the UK government stepping in and assisting. If banks such as Lloyds, Barclays etc go tits-up, then Guernseyites are fine in theory (as the UK will cover it). To be fair though, in reality the UK government will be rather f**ked if any of the major banks go down. The deposit guarentee is to stop mass panic and people withdrawing their money.

Customers of Landsbanki (Guernsey) Limited have been told today they're getting 30p in the pound back..... Oucccch.

Thanks for posting the image up. No seat, not even a token mini-seat hole. S'bit gash. Other than that I think she looks sexy.

Shit the bed that was good. I want to go out riding now but it's raining!!! Just sign up to the website and download it (link at the bottom of the page once registered). The registration process takes a matter of 5 seconds.

I downloaded a break-beat mix you posted in the happy thread a while ago and was well impressed. It's not my usual sort of music (listen to break now and again) and I know very little on the technical side of it, but I liked. Latest tunes are on their way .

When I open the PDF I get a blank page .

It's not working for me but every now and again I can't use it at work.

There’s a branch of Landsbanki in Guernsey called Landsbanki (Guernsey) Limited. They went into administration two days ago and no one can touch their money either. The problem in Guernsey is that the local government does not have any measures in place to protect savers deposits. I work with two people who have a combined amount of £25,000 in Landsbanki (Guernsey) Limited and they’re not expecting to see a penny. As a supposed world leader in financial services this presents a major issue when it comes to the local economy (as well as money held here by international entities). If you think about it, international companies run a lot of money through Guernsey (for tax purposes) and with them worrying about whether their money is safe they will start looking at safer places to put it. Even Jersey guarantees a certain amount of money deposited in bank accounts. All it will take to topple Guernsey’s entire economy will be one business losing their funds and kicking up a stink. Despite this, I do not see deposit guarantees as a viable option in the current economic situation. Because of this supposed “credit crisis” governments would have to have hundreds of millions of pounds just sitting around in the eventuality of a major banks collapse. This cash couldn’t be invested for obvious reasons. When everything is plain sailing citizens would moan that all this dough is sat doing nothing when there’s so many good causes etc. Iceland guarantees up to about £16,500 of peoples deposits. If you look at the Icelandic economy, their debt outweighs their gross domestic product by 12 times. The country is on the verge of bankruptcy. They’ve just borrowed about three billion quid (off the top of my head, not sure if that exact amount is correct) off the Russian government. This doesn’t even cover the amount they owe to Britain. If they honoured their guarantee to Britain their economy would be even more dire shit. On the ‘flip-side’ this has happened to many countries before. In the mid-1990’s Brazil went tits-up and most of their debts were just written off. If you look at their country now you wouldn’t even think they’d had an economic crisis less than a decade ago as there’s so much development and progress there. A small number of people have been harping on for years that this would happen and no one listened because they knew how much money they could make out of what is basically Americas false economy. GREED! It’s a catch-22 situation that cannot be resolved without heavy casualties because rightly there is no confidence in the world’s financial systems. If you construct a building that gets exponentially bigger and wider (ie gains mass) as it gets taller it will eventually fall in on its modest foundations, landing on everyone underneath. EDIT: And just to add, thanks USA for dragging the rest of the world into the shite as per usual. Governments like those in Britain/Europe etc should know better, but there's people who are going to suffer far worse. Oh yeah, and about the Icelandic banks interest rates; you have to get a little suspitious when a bank is offering interest that's two percent higher than base-rate. They're just trying to attract business to drag themselves out of the shit (unsuccessfully I may add).

Burnley Wood