Like the idea, be good for little timmy to start riding on an uber bike and fund it with his paper round... but can't they reclaim bike if you miss payments? (i've got virtualy no knowledge of finance stuff, but methinks thats right) you could have a comp, "buy" a koxx uber machine use it untill a payemnts due, batter it to fook and then say you've got the money and they have to reclaim a battered bike+loose out. could be way off there meh. it'd be good though