2 Part topic so please read both?
Some of you may know that I recently started an apprenticeship, and Friday was payday, all good. The day I started, 24th September was like before payday so I didn't get paid at all and told I would be paid next month, (now). In my account went in £801, where as I was meant to get £1066, because of the few days I did when I started, make sense, I hope so?
But then because of tax and national insurance it went down by £265, hence the £801. I am sure i'm not meant to be taxed until I am 18? Or until I have been payed a total of £5000 or something along them lines?
My family is telling me it is emergency tax, which most likely is, so what can I do about this? The money went in on Friday, after work and my payslip then was at my house when I got home, so can't speak to work about it until Monday. I know when I finish my apprenticeship I will get the emergency tax back, but to be honest for the 4 months until I am 18 I would rather have the emergency tax in my bank gaining intrest or being spent.
Someone give me a hand, is there someone I can email/call?
And part 2!
Seeing as I have money going in my accout I may aswell try and get my driving lessons done, there is a Peugeot 106 on my drive, owned by my sister, who can't drive and hasn't done a lesson for over 2 years.
I could buy that off her now, or at least ask, and then I know I have something to drive, when I have finished lessons and can afford this ridiculous thing called insurance.
Would it be better to save up most of my wonga and do lots of lessons for say 15 weeks, average time to pass? Or go on one of these crash courses? I don't know that much about them so don't know if it would make it cheaper, quicker or maybe even easier? idk.
Who I would do driving with if you want any info - http://chriskellydrivingschoolnw.co.uk/
Thanks