I normally ride in Adidas Trackies, But all ym jeans I have and are from Next they have loads in there. Cheap aswell like £15 - £25 They have shed loads in there.
Maybe the disk is to Powerfull !, Try a 185 Rotor ... I'm sure the change in power won't me major. My mates just brought a Avid BB7 with a 185 rotor and the power is stupid, Try a smaller rotor size.
That Elcheapo one is really good, I used one on my old T-Rex for about 7 months and it was fine, There good. Get the Cheapo one, That Monty one is well over priced.
Yeah, you will be able to send back of something goes wrong with it. Just cost abit of cash to post it, My friend has just brought a Freshproducts 24" Exact same Geo as the Ashton ED Tongue frame. Todge done a real good job in it. I'd recomend Freshproducts or Leeson