nb88 Posted December 4, 2013 Report Share Posted December 4, 2013 Hi guys, Does anyone have any advice for me, my car was parked on the road outside my house and someone crashed into it, very badly, entire bumper is hanging off. No details left etc. I've asked around the houses on my street and nobody has seen anything, phoned the police who can't do anything without witnesses, and about to phone insurance. Can anybody offer me any help as to what else to do? Thanks! Quote Link to comment Share on other sites More sharing options...
pjl1984 Posted December 4, 2013 Report Share Posted December 4, 2013 Talk to your local council and see if they have any cctv in your area if they have it may help you although my guess would be that it will be an uninsured scrote so you will strugle. Quote Link to comment Share on other sites More sharing options...
nb88 Posted December 4, 2013 Author Report Share Posted December 4, 2013 Cheers... theres a couple of businesses over the road aswell so I'll ask them when I'm out of work. It's undrivable, just in time for christmas, brilliant. Quote Link to comment Share on other sites More sharing options...
pjl1984 Posted December 4, 2013 Report Share Posted December 4, 2013 If they have cctv and you can get a clear picture of the car / reg plate you may be able to take it further otherwise it will be fully from your insurance which aint ideal as you will have excess and all that arse to deal with Quote Link to comment Share on other sites More sharing options...
Luke Rainbird Posted December 4, 2013 Report Share Posted December 4, 2013 How bad is the damage? More than you can stomach funding yourself? Wouldn't bother chatting to insurance unless you have more info, you'll likely only end up spending more from increased premiums. Quote Link to comment Share on other sites More sharing options...
nb88 Posted December 4, 2013 Author Report Share Posted December 4, 2013 Wish I saw this message before I phoned insurance, Luke! I was still registered at my old address and am now having my premium increased.......brilliant day all round! The car is undrive-able and will cost a bomb to fix Quote Link to comment Share on other sites More sharing options...
fruitbat Posted December 4, 2013 Report Share Posted December 4, 2013 Even if you phone the insurance to cancel the claim, they will still have it on record and it will affect your premiums, someone I know did the same and tried to argue with them that it shouldn't affect premium as no claim was made, their argument was they know an 'accident' has happened so it will affect, whether you proceed with claim or not. All you can do is speak to local council .etc. and hope they find some CCTV Best of luck Quote Link to comment Share on other sites More sharing options...
nb88 Posted December 4, 2013 Author Report Share Posted December 4, 2013 Too late fruitbat... I phoned them to report it but didn't claim. Very stupid in hindsight and my premium is going up (by a lot) which they say is all to do with my new address. Thanks for all your help anyway people. Quote Link to comment Share on other sites More sharing options...
anzo Posted December 4, 2013 Report Share Posted December 4, 2013 You might find, depending on the company of course, that they won't release CCTV to you as this is a civil claim. We had requests at work in the past and we had to decline them. You'd be better to ask neighbours if they have any private CCTV which can see the road. Quote Link to comment Share on other sites More sharing options...
nb88 Posted December 4, 2013 Author Report Share Posted December 4, 2013 Yeah I don't think I'll have any luck CCTV-wise as I can't see any cameras. Might end up just having to pay for this off my own back and finding a better place to park in future. The businesses next to my car are open all day so I'd be very surprised if none of them saw anything (maybe they were involved though). Left a note in my car aswell asking for any help... Quote Link to comment Share on other sites More sharing options...
nb88 Posted December 5, 2013 Author Report Share Posted December 5, 2013 The guy owned up thankfully, van driver. Faith in humanity restored! 3 Quote Link to comment Share on other sites More sharing options...
AndrewEH1 Posted December 5, 2013 Report Share Posted December 5, 2013 The guy owned up thankfully, van driver. Faith in humanity restored! Good news, if the guy decides to be a jerk you can report him to the Police. It is an offence to leave the scene of an accident without exchanging details. Quote Link to comment Share on other sites More sharing options...
pjl1984 Posted December 5, 2013 Report Share Posted December 5, 2013 At least he owned up just hope you get it sorted shame you still have to pay your increased premium from moving house aswell Quote Link to comment Share on other sites More sharing options...
AndrewEH1 Posted December 5, 2013 Report Share Posted December 5, 2013 Talking about addresses...does your driving licence have your correct address? Can get you in a little trouble if it's not correct! Quote Link to comment Share on other sites More sharing options...
anzo Posted December 5, 2013 Report Share Posted December 5, 2013 Talking about addresses...does your driving licence have your correct address? Can get you in a little trouble if it's not correct! Could be wrong, but I think there is a grace period. After all changing the address on your licence is usually the last thing you consider when you've moved house. 1 Quote Link to comment Share on other sites More sharing options...
Ross McArthur Posted December 6, 2013 Report Share Posted December 6, 2013 Talking about addresses...does your driving licence have your correct address? Can get you in a little trouble if it's not correct! Good news, if the guy decides to be a jerk you can report him to the Police. It is an offence to leave the scene of an accident without exchanging details. Some may think you're training to be an officer of the law. 1 Quote Link to comment Share on other sites More sharing options...
RobinJI Posted December 8, 2013 Report Share Posted December 8, 2013 Good news, if the guy decides to be a jerk you can report him to the Police. It is an offence to leave the scene of an accident without exchanging details. Exchanging details with who? It's an unattended parked car. Very glad he owned up. Quote Link to comment Share on other sites More sharing options...
nb88 Posted December 8, 2013 Author Report Share Posted December 8, 2013 Exchanging details with who? It's an unattended parked car. Very glad he owned up. I would guess leaving a note in that case, would've saved me a lot of stress! Got my car back now, needed a new rad and headlight, proper smash! Still not 100% so I'm going to call the guy tomorrow and see if we can come to an agreement.... Quote Link to comment Share on other sites More sharing options...
Mark W Posted December 8, 2013 Report Share Posted December 8, 2013 Flipp's last car got killed off because of a similar thing - joyriders tanked into his car when it was parked up outside his place and did quite a bit of damage to it. They abandoned the car and the police couldn't track them down so it meant that Flipp would had to have claimed on his insurance to sort it out. Pretty sucky, although he ended up getting a new car he seems pretty happy with so I guess every cloud has a silver lining and all that... Quote Link to comment Share on other sites More sharing options...
RobinJI Posted December 8, 2013 Report Share Posted December 8, 2013 I would guess leaving a note in that case, would've saved me a lot of stress! Got my car back now, needed a new rad and headlight, proper smash! Still not 100% so I'm going to call the guy tomorrow and see if we can come to an agreement.... Yeah true, I'm not saying he should just leave by any means, but I could understand if he didn't want to leave his details on public view though. You'd expect him to do his best to get hold of you though, so it is shit he didn't do it straight away. At least he did it eventually. Quote Link to comment Share on other sites More sharing options...
AndrewEH1 Posted December 8, 2013 Report Share Posted December 8, 2013 (edited) Some may think you're training to be an officer of the law. Maybe...f**king police Exchanging details with who? It's an unattended parked car. Very glad he owned up. Just for reference but if you can't find the owner then you should go to your local police station as soon as reasonably possible and report it there. Although I can understand why people might not want to do that. Edited December 8, 2013 by AndrewEH1 Quote Link to comment Share on other sites More sharing options...
RobinJI Posted December 8, 2013 Report Share Posted December 8, 2013 Maybe...f**king police Just for reference but if you can't find the owner then you should go to your local police station as soon as reasonably possible and report it there. Although I can understand why people might not want to do that. Makes sense, that's kind of what I figured would be the deal. Personally I'd knock on a few doors and then resort to leaving a note if there was no joy, but I was just trying to point out that they weren't necessarily breaking the law by not leaving a note. Quote Link to comment Share on other sites More sharing options...
nb88 Posted December 8, 2013 Author Report Share Posted December 8, 2013 Fair enough, but I'd say it's common courtesy to leave a note, if only to give the owner peace of mind until the next day - especially if the car is undriveable! Quote Link to comment Share on other sites More sharing options...
RobinJI Posted December 8, 2013 Report Share Posted December 8, 2013 Absolutely yeah. Quote Link to comment Share on other sites More sharing options...
Ross McArthur Posted December 9, 2013 Report Share Posted December 9, 2013 Ive heard of stories of people pretending to leave notes because others have witnessed it. Then the witnesses checking said note and the leaving the registration plate number of the person who caused the accident. Caught like a b*****d. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.