Got off lightly on both counts really, not a mark on me just mild whiplash, only broke a track rod end on one side £25, so happy with that. Few scrapes but it's an atv and I don't care.
From your original post your only concerned about bling so get the blingiest hub, ride it, break it, then buy a hope 40t. They are the best for the job and a really good price.
Looks like your camera lens has got scratched and gone cloudy, it's common on htc,s I fixed mine with toothpaste just polished it up. Some have a thin protective sticker you can peel off, but then your scratching the actual lens.