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shercofray

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Everything posted by shercofray

  1. Love it. Do you ride on your own most of the time Ben?
  2. Keep up the good work with the grammar and paragraphs Just add some capital letters in there and it'll be great
  3. You have it down to the T. Everyone needs money, although some people have the yatchs, cars and planes what they ultimately have is the ability to spend their time doing what they want to do. I know quite a few people with +1m in the bank, and making the same each year, who 'work' for 2-3 hours a week - that is what is great. That's the goal - having the money to CHOOSE what you want to do with your time.
  4. Really? Well that's where you need to be strict on yourself and save in a prior month for expected expenditure that may be abnormal. A lot of people think - oh I'll just save what's left at the end of the month - 9 times out of ten that's £Nil. If you save, then once that's got to an ok amount £2/3k then look at investing it more wisely. I have £1k in investments with Fundingcircle and that's getting around 8/9% gross at the moment. But yeah - standing order works great with HSBC I have 2 to two different accounts each month. One which I can't touch until after 12 months and the other is a general saver. Give me a shout if you want more personal info Dan x
  5. *he was f**king around with explosives and one went off in his hand.
  6. 20 days of work remaining.. So excited.
  7. Well that's not really possible, is it? Unless you run at over 20 miles per hour..
  8. shercofray

    Cocky Marino

    Great video mate great riding as always
  9. A great night out. Home at 4.30am. Still a little drunk. Can't even contemplate preparing some accounts right now. Meh; leaving 5 weeks today!!
  10. Like all videos like this, they're not marketed at riders so I'm sure this will appeal to the general public.
  11. The riding wasn't as good as Matty is capable of. Not enough riding. It could have so much better with less slo-mo, 'oh look what's happening' shots and general riding on flat ground.
  12. There is a reason for that though; is it all sorted and treated now?
  13. Handed in my notice at work this morning Such an amazing feeling. I'm now just doing property development! Can't wait!!
  14. The number of people that don't understand the tax system but give advice is ridiculous. Basically, every one has a personal allowance of £10,000 so any income you earn below this is not taxed. Your personal allowance is normally set against your main source of income and then you are just taxed at 20% on anything above this at this source. And your second job would normally be taxed at 20% for everything you're paid - which is why people get confused. This is the same for national insurance but the limit is about £7,455 tax free - but basically works the same. My advice, stick with pizza express until you're sure of what you want to do.
  15. I live in Harrogate and it's been a great day. The champagne has been flowing. Great atmosphere. Pity about Cavendish's crash on the last straight. Looking forward to tomorrow!
  16. Great day drinking champagne all day at Tour de France parties in Harrogate. Slightly drunk now mind. The night goes on...
  17. This - well done man Right thing to do as well re the money.
  18. I completely agree. I used to read Trialsmag every month and they would have a review of a different motor trials each month - and then occasionally a push trials bike. Obviously it would be great, however the major problem is that we don't really have demo bikes in push trials - it would be good for tarty to do this but obviously they would then loose money on each demo bike. So as great as it would be; with the sport so small it's hard to make it feasible for every frame. It would be cool to get more in depth reviews from the people riding the proto's maybe?
  19. It was mainly so he can't delete, so people can see them.
  20. Who are you talking to Dan?
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