Yes John, they shaft you good and proper. If I register insurance at my parents RH postcode instead of my L one here, it's LESS THAN HALF THE COST. Stupid really, but that's how it goes. I'm 23, have had a licence for four years, no claims or accidents and CIS wanted £1695 for me on a 1.1 litre Fiesta with a value of £300!! Something ain't right there. My mum found a quote with someone else if I registered the same car at their house and it was £460.