Yeah I know. Couldn't get it off soon enough. No I had gap insurance. This was a separate policy they tried to flog me but I was having none of it. Tryed to say it would cover me if I was off work but I read the small print and I had to pay an excess first before it would kick in. Doesn't matter any more, I get 6 weeks full pay and 6 weeks half if I'm off anyway, so there's no need. My financial situation is absolutely shite as a result of debt from two previous relationships, and I'm doing my best through debt management to pay it off, in order to keep the vultures off my back. If I could go back to when I was a kid and say something to myself, it'd be never get into stuff like this to start with. On the plus point I'll be completely debt free by June 2016, so it's not for much longer. But it's been f**king hard I don't mind telling thee