N.Wood Posted June 30, 2010 Report Share Posted June 30, 2010 Don't get an Audi 80 estate it was £3000 on my policy. Quote Link to comment Share on other sites More sharing options...
anzo Posted June 30, 2010 Report Share Posted June 30, 2010 Almost the same as me, R reg punto then a focus now. But my Focus is oldddd! And it's the earlier TDDI model not TDCI. How do you like the Focus? I love it! The only problem I had was the battery, however that was replaced on warranty (took some getting I can tell you!). I got a 5 door, ideally I'd have liked a 3 door but its nothing major I guess - 5 door comes in handy, especially at work. Looking to trade in next summer for an ST through, and no, I'm not a chav. Quote Link to comment Share on other sites More sharing options...
shamus Posted June 30, 2010 Report Share Posted June 30, 2010 306 1.9 TDi aged 17 (two days before tutning 18) £1100 iirc. Quote Link to comment Share on other sites More sharing options...
PeanuckleJive Posted June 30, 2010 Report Share Posted June 30, 2010 1.4 Ford Fiesta 2004, Cost £1400 when I was 18. With two years no claims off my motorbike Quote Link to comment Share on other sites More sharing options...
manuel Posted June 30, 2010 Report Share Posted June 30, 2010 18/19 - Mk1 1.3l astra £550 TPFT may have been some time ago now ... but more with the buy a shit car advice - I stuffed it into a hedge driving like a loon on a rainy day - I'm not saying all new drivers will do this, but its just that time in peoples lives when its new/mates/fun/limits blah blah. Its just not worth having a nice first car unless mummy and daddy are loaded and you have no problems being mummy or daddys little boy/girl/whatever. Quote Link to comment Share on other sites More sharing options...
Mat Tea Why Posted June 30, 2010 Report Share Posted June 30, 2010 (edited) 18/19 - Mk1 1.3l astra £550 TPFT may have been some time ago now ... but more with the buy a shit car advice - I stuffed it into a hedge driving like a loon on a rainy day - I'm not saying all new drivers will do this, but its just that time in peoples lives when its new/mates/fun/limits blah blah. Its just not worth having a nice first car unless mummy and daddy are loaded and you have no problems being mummy or daddys little boy/girl/whatever. On the other hand, getting a nice, new car might ensure that the driver drives it responsibly(ish) out of fear of damaging such an expensive car? Still the cheap little runner is probably the best way to go. Anyone under 25 and struggling for insurance might want to get an I-cube policy (I think thats what its called.) They install a little GPS tracker in your car and you aren't allowed to drive between 23:00 and 05:00, but it brings your insurance down loads*. *Got £900 off the cheapest quote I'd had for a 1.2 Clio for my insurance with them, and then an extra £700 for my pass plus. Edited June 30, 2010 by Mat Tea Why Quote Link to comment Share on other sites More sharing options...
Krisboats Posted June 30, 2010 Report Share Posted June 30, 2010 Try a seicento. If your wanting a first car and you decline a 2 seat van for a seicento on the basis of rear seats for your mates, well.... i wouldn't bother due to the size of them. You'd end up with a car too small to comfortably use the back seats for mates like you would in any normal car and too small to drop the seats to get bikes in like you could a van. Sure it might get you places, but so would a moped and how many people would be seen dead on one of those, especially out of choice? Quote Link to comment Share on other sites More sharing options...
JD™ Posted June 30, 2010 Report Share Posted June 30, 2010 First Car: L Reg Ford Fiesta 1.1 Age: 17 (6 years ago) Car cost: £400 Insurance Cost: £1250 ish under my Mums name Stuffed it into the back of a brand new Audi A3 3 nights later. Luckily he was an illegal so I got off fine Quote Link to comment Share on other sites More sharing options...
MadManMike Posted June 30, 2010 Report Share Posted June 30, 2010 you aren't allowed to drive between 23:00 and 05:00, but it brings your insurance down loads*. f**k that! Quote Link to comment Share on other sites More sharing options...
Radfax Posted June 30, 2010 Report Share Posted June 30, 2010 What about Hondas? My first car was a '91 CRX, did about 60k miles in it and it didn't break down once. It was quick, fun to drive and very cheap to run. Hondas are very exspensive. My eg cost just short of 3 grand and my pals CRX SIR cost him just over 3k, IRRC I read you were from Norway or something? Sorry if you are not but in the uk all of the rude boys drive hondas and they are the first stepping stone into jdm cars I payed just over £1000 for my 2002 1.0 12v corsa. You need to go for something small, very small. So I find it better to go for newer cars as the old ones have all been used by new drivers 1.2 clios are rather good. Old 998 minis. Saxos and 106's are over priced. The base models are shit, so the vtr, westcoast and quicksilver are the ones worth having and work out from £1300 up to £1700. Low engined fiestas. You know the usual stuff Quote Link to comment Share on other sites More sharing options...
J.KYDD Posted June 30, 2010 Report Share Posted June 30, 2010 First (and still current) car - Vaxhaul Astra 1.6 sxi First years insurance, on my own policy was £1600 This year with my years no claims its £1000 In august it'll be due again and im expecting between £600-700 Quote Link to comment Share on other sites More sharing options...
MadManMike Posted July 1, 2010 Report Share Posted July 1, 2010 It's not as simple as "Get a 1.1". For instance, at the age of 19 I was quoted £400 for a 1.3 Polo GT Coupe. My friend of the same age was quoted £1300. There's loads of factors, not just engine size and insurance group. Quote Link to comment Share on other sites More sharing options...
Hannah Shucksmith Posted July 1, 2010 Report Share Posted July 1, 2010 The difference in insurance is massively lower if you're female, lol Quote Link to comment Share on other sites More sharing options...
mr ailsbury Posted July 1, 2010 Report Share Posted July 1, 2010 Its ridiculously shit how true that is. My ladies insurance was a good £400 cheaper than mine. Quote Link to comment Share on other sites More sharing options...
Wrayvon Posted July 1, 2010 Report Share Posted July 1, 2010 (edited) From personal experience, I find its best to ignore insurance groups. My reasoning for this is I am insured on my car (group 13, could be 12 actually) and it was cheaper to insure than a group 5 clio.... I think that car insurance prices are based more on the likeliness they are to owned by 'boy racers' and more likely to be stolen etc. I could be wrong, but its certainly odd that's for sure. Everyone's situation is completely different as mike said EDIT: I'm 21. Edited July 1, 2010 by Wrayvon Quote Link to comment Share on other sites More sharing options...
Nick Manning Posted July 1, 2010 Report Share Posted July 1, 2010 From personal experience, I find its best to ignore insurance groups. My reasoning for this is I am insured on my car (group 13, could be 12 actually) and it was cheaper to insure than a group 5 clio.... I think that car insurance prices are based more on the likeliness they are to owned by 'boy racers' and more likely to be stolen etc. I could be wrong, but its certainly odd that's for sure. Everyone's situation is completely different as mike said EDIT: I'm 21. I agree here, my girlfriend and I have moved from Dorset to Surrey recently, her was parked on the drive in Dorset, but in Surrey it's parked on the road, this has put her insurance up slightly. Insurance companies will look at area information such as: amount of accidents in your area amount of accidents from your age group and sex. amount of car theft's/vandalism in your area All of the above are taken in to account when you are getting a quote, this is why 2 people of the same age and sex and exactly same car could get two different quotes. Quote Link to comment Share on other sites More sharing options...
Ryan Trott Posted July 1, 2010 Report Share Posted July 1, 2010 (edited) . Edited May 7, 2011 by Ryan Trott Quote Link to comment Share on other sites More sharing options...
Pigs Posted July 3, 2010 Report Share Posted July 3, 2010 Teeeeejjjjay. Just stick to the vag-train, get a tidy base mk3 golf and Lou and I will get it pimping for you. Quote Link to comment Share on other sites More sharing options...
RobinJI Posted July 3, 2010 Report Share Posted July 3, 2010 (edited) Fords are good, like ka's, nice refined engines and are ecenomical. depends which engine, the Zetecs are nice little motors, but CVH's are about as refined as a sledge hammer. Fords also love to rust, so be careful of anything over 8 or so years old, ka's are appalling for it. I had a 1989 mk2 polo, 1.3 coupe S as my first car at 18. Was good fun, cost me £250 to buy, and £600 to insure as a named driver. I've always found older cars better to insure, just get something modern enough to be reliable. Even by the time I'd bought a socket set and a few spares the polo probably cost me less than £500, and yeah, it got scrapped come MOT time because it was riddled with rust, but meh, it was dirt cheep. Replaced that with a 1.3l mk2 golf, which put the insurance up a whopping £10. It was slow, but kept up with traffic alright, and got good mpg, as well as costing £600 and looking cool. Diesel Peugeots seem to be nice and cheep to insure too. As has been said, insurance groups don't mean all that much. My scirocco at group 14 was considerably cheeper to insure than the audi I had before it which was group 12. I put this down to the fact that most crash's in audi A4s will be on the motorway or in town, will involve another car, and therefore injury claims, and will always go through insurance. Where as most crash's in Sciroccos will be in back lanes, into a hedge, and will be pulled out with a tractor then scrapped/fixed without the insurance company ever getting a hint of it happening. Edited July 3, 2010 by RobinJI Quote Link to comment Share on other sites More sharing options...
dann2707 Posted July 3, 2010 Report Share Posted July 3, 2010 (edited) Yeah my Focus is showing some rust signs, bottom of my o/s rear door. Bottom of my tailgate. Really frustrating as it's a really really tidy car other than that. I'll end up sorting it some time in the next few months. I think it's Quinn direct who pay quite alot of attention to car groups. When I moved from my Punto to my Golf (increase of 1 group) my premium went up by £109. There are so many variables to car insurance though its crazeeeee Edited July 3, 2010 by dann2707 Quote Link to comment Share on other sites More sharing options...
Ryan Trott Posted July 3, 2010 Report Share Posted July 3, 2010 (edited) . Edited May 7, 2011 by Ryan Trott Quote Link to comment Share on other sites More sharing options...
David Posted July 6, 2010 Report Share Posted July 6, 2010 1.4 Ford Fiesta 2004, Cost £1400 when I was 18. With two years no claims off my motorbike Who did you insure with? Quote Link to comment Share on other sites More sharing options...
TJ. Posted July 12, 2010 Author Report Share Posted July 12, 2010 Teeeeejjjjay. Just stick to the vag-train, get a tidy base mk3 golf and Lou and I will get it pimping for you. Mr Pigs I challenge you to find me dirt cheap insurance on a mk3 golf or any car as a matter of fact, under £1500 if poss but I very much doubt it is very possible. Quote Link to comment Share on other sites More sharing options...
Boswell Posted July 12, 2010 Report Share Posted July 12, 2010 Guys go with adrian flux! There bloody cheap! Quote Link to comment Share on other sites More sharing options...
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