MartMini Posted December 3, 2014 Report Share Posted December 3, 2014 I always get what I want though. Because I didn't tell her this place has a huge double garage where I can keep the track car. why would she object to it having a garage? It gets you out of the house Quote Link to comment Share on other sites More sharing options...
Tony Harrison Posted December 3, 2014 Report Share Posted December 3, 2014 I always get what I want though. Because I didn't tell her this place has a huge double garage where I can keep the track car. Would that've been a problem? Anyway, girls aside, sounds like a good arrangement for you, and better than rushing into a mortgage. A friend of mine had trouble getting banks to recognise income as he runs his own company, makes a lot of money but only takes a small dividend. I'd have thought banks would be more clued-up about these situations. In your case is it because commission isn't guaranteed like a salary is? Quote Link to comment Share on other sites More sharing options...
JD™ Posted December 3, 2014 Report Share Posted December 3, 2014 I've had to do a fair bit of proving income over the past few years for various reasons. Easy thing to do is just get your accountant (if you don't have one, get one) to draw up and sign some projected earnings with everything included. It's helped me, for sure. Obviously 'projected' means that you can't guarantee it, but that doesn't mean you should go off saying you're going to earn a gazillion times more than you will. That would be wrong. Quote Link to comment Share on other sites More sharing options...
Pashley26 Posted December 3, 2014 Report Share Posted December 3, 2014 why would she object to it having a garage? It gets you out of the house Mwapharpharpharpharp. She's really keen for me to have the track car and not to sell it, she know's how much I love it. But I've told her I'm selling it to fund a mortgage...But if we live here, I'll save more than the S3 is worth in the year whilst we are finding a house for me to buy and renting something somewhere else. Would that've been a problem? Anyway, girls aside, sounds like a good arrangement for you, and better than rushing into a mortgage. A friend of mine had trouble getting banks to recognise income as he runs his own company, makes a lot of money but only takes a small dividend. I'd have thought banks would be more clued-up about these situations. In your case is it because commission isn't guaranteed like a salary is? It's totally because it isn't guaranteed. My salary is £6000 a year, so the bank found it very odd why I was claiming I earn £60,000 a year when every other car salesman with a salary below 10K earn £30,000. But everyone who works for my company has had the same problems and questions asked, I asked about 20 of the other managers at a management meeting last week and they were all in agreement with what JD says below. I've had to do a fair bit of proving income over the past few years for various reasons. Easy thing to do is just get your accountant (if you don't have one, get one) to draw up and sign some projected earnings with everything included. It's helped me, for sure. Obviously 'projected' means that you can't guarantee it, but that doesn't mean you should go off saying you're going to earn a gazillion times more than you will. That would be wrong. Because it is so common in our work that employees are struggling to get mortgages our HR director doubles as a company accountant for all employees as a company benefit. Work have also been kind enough to change my contract from an OTE of £30,000 to £60,000. So hopefully when I go to see the mortgage advisors on Thursday to present all of this information hopefully I'll have a statement of projected earnings from our HR director, my last 12 months commission and pay statements, a full 12 months worth of bank statements and an itemised and individually assessed assets lists. Finger crossed. 2 Quote Link to comment Share on other sites More sharing options...
Luke Rainbird Posted December 3, 2014 Report Share Posted December 3, 2014 Sounds good dude, seems like you're (unusually for you...) being pretty logical about it all. Nice one. Plus if the S3 is staying... Finger crossed. Lulz. Quote Link to comment Share on other sites More sharing options...
Pashley26 Posted December 3, 2014 Report Share Posted December 3, 2014 The S3 is staying if it doesn't make £4000 on eBay. Basically. If it gives me the money it needs then it's going. But if not, it's staying. 1 Quote Link to comment Share on other sites More sharing options...
weirdoku Posted December 3, 2014 Report Share Posted December 3, 2014 Confused. So Jardo earns £6k a year or £60k a year? Quote Link to comment Share on other sites More sharing options...
ogre Posted December 3, 2014 Report Share Posted December 3, 2014 i'd guess 6k is his basic the rest is commision. 1 Quote Link to comment Share on other sites More sharing options...
SamKidney Posted December 3, 2014 Report Share Posted December 3, 2014 Step sister wrote her car off today, sorted her out a replacement by the means of my little Micra. She loves them and with such good all round visibility in them its ideal for her as shes blind in one eye. Merely making my money back I bought it for. Not only a good deed, but I can search for the car I want now too! Quote Link to comment Share on other sites More sharing options...
Pashley26 Posted December 4, 2014 Report Share Posted December 4, 2014 Rainbird is such a douche. I also found other pieces of comedy gold from many years ago, circa 2009 and the rise of the Crotch-Pasta revolution. Quote Link to comment Share on other sites More sharing options...
Luke Rainbird Posted December 4, 2014 Report Share Posted December 4, 2014 Sponzord bi M$Paintings yo! Quote Link to comment Share on other sites More sharing options...
dann2707 Posted December 5, 2014 Report Share Posted December 5, 2014 Mum's at Costco and got me a 16 mixed box set of badger's ale and gf got a really good Christmas bonus and a pay rise today which is brilliant to hear. Really happy for her. Time to celebrate Quote Link to comment Share on other sites More sharing options...
Mark W Posted December 5, 2014 Report Share Posted December 5, 2014 That "International Man of Misery" thing is awesome. Quote Link to comment Share on other sites More sharing options...
Luke Rainbird Posted December 5, 2014 Report Share Posted December 5, 2014 Quote Link to comment Share on other sites More sharing options...
Tom Booth Posted December 5, 2014 Report Share Posted December 5, 2014 'Coondog' Quote Link to comment Share on other sites More sharing options...
dann2707 Posted December 7, 2014 Report Share Posted December 7, 2014 Just shaved my bumall in the shower. Refreshing, feel much much lighter and generally really much more happier about myself. 1 Quote Link to comment Share on other sites More sharing options...
Pashley26 Posted December 7, 2014 Report Share Posted December 7, 2014 Just shaved my bumall in the shower. Refreshing, feel much much lighter and generally really much more happier about myself. Give it a week until the grow again and they're scratching your cheeks, you'll be regretting it. If you dye them the the hair becomes softer and you don't get the itching when they grow back, don't ask me how I know, but I know. Quote Link to comment Share on other sites More sharing options...
dann2707 Posted December 7, 2014 Report Share Posted December 7, 2014 I might just go full on Boots laser removal on them. My bum is ridiculous. It just doesn't compute with the rest of my fairly hairless body. Quote Link to comment Share on other sites More sharing options...
Pashley26 Posted December 7, 2014 Report Share Posted December 7, 2014 (edited) I might just go full on Boots laser removal on them. My bum is ridiculous. It just doesn't compute with the rest of my fairly hairless body. I have the same, my legs are SO hairy, if I don't hack it down weekly my cock and bum'ole almost disappear and it's like trying to piss and shit through a pair of tights, my beard will grow half an inch a week, but my chest refuses to grow. Dafuq. Edited December 7, 2014 by Pashley26 Quote Link to comment Share on other sites More sharing options...
ogre Posted December 7, 2014 Report Share Posted December 7, 2014 got cut up on friday, got it all on camera, the police are coming over tomorrow. f**k this guy 1 Quote Link to comment Share on other sites More sharing options...
Rowlly21 Posted December 7, 2014 Report Share Posted December 7, 2014 (edited) Thats pretty bad dude, but dont you think they will have somthing to say about your language ? Edited December 7, 2014 by Rowlly21 Quote Link to comment Share on other sites More sharing options...
ogre Posted December 7, 2014 Report Share Posted December 7, 2014 possibly, i think it's understandable that i'm swearing at him. it's not like i'm not roaring obscenities at nearby children... Quote Link to comment Share on other sites More sharing options...
Luke Rainbird Posted December 7, 2014 Report Share Posted December 7, 2014 Can always cut the audio from the clip if it's a concern at all. Quote Link to comment Share on other sites More sharing options...
TrialsIsHard Posted December 7, 2014 Report Share Posted December 7, 2014 (edited) It appears that you're about to ride up beside the driver to hurl abuse at him, either that or about to turn right.. I'm sure they will pick up on this too, what happened after the video was finished? Edited December 7, 2014 by TrialsIsHard Quote Link to comment Share on other sites More sharing options...
AdamR28 Posted December 7, 2014 Report Share Posted December 7, 2014 ↑↑↑ This, haha. Quote Link to comment Share on other sites More sharing options...
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